Finance | Hoops

0% Interest Free Finance

Are you looking at buying a new bike? Want to use one of our Interest Free finance options, and want to find out more about it? Then you should be able to find everything here.

Buying your new bike with our 0% Interest Free Finance option could not be any easier to arrange. We offer the service in-store or through our website and takes between 10 to 15 minutes to complete. Completing the finance online is even quicker and typically given an answer straight away.

When you pop into either one of our Farnham, Petersfield or Walton-on-Thames stores, the process takes less than 20 minutes and you'll get an instant decision. When you are accepted, you could be riding home on your new bike within a few days!

Payment terms

We offer 5 payment terms, ranging from 6-months to 24-months. Applicants are required to be at least 18-years old, employed and a UK resident for at least the last 3-years to qualify. The length of the payment term also depends on the RRP of the product.

Finance duration	RRP of product	Min. deposit (10%)	APR	Monthly Instalments	Total amount payable
6-months	£2300.00	£230.00	0.00%	£345.00	£2300.00
10-months	£2300.00	£230.00	0.00%	£207.00	£2300.00
12-months	£2300.00	£230.00	0.00%	£172.50	£2300.00
18-months	£2300.00	£230.00	0.00%	£115.00	£2300.00
24-months	£2300.00	£230.00	0.00%	£86.25	£2300.00

Length of finance examples

RRP	Max length of finance contract	Deposit (%)	APR
£450.00 - £799.99	6-months	10%	0.00%
£800.00 - £999.99	10-months	10%	0.00%
£1000.00 - £1499.99	12-months	10%	0.00%
£1500.00 - £1999.99	18-months	10%	0.00%
£2000.00 and over	24-months	10%	0.00%

If you're looking to enquire about a particular product on finance, be sure to get in contact via our Contact Us page.

Which finance provider do you use?

Our finance provider is V12 Retail Finance, who offer retailer Interest Free Finance in-store as well as electronically through websites. Their contact details are: