100s Of Bikes In Stock | Farnham – Walton-on-Thames – Petersfield

0% Interest Free Finance

Are you looking at buying a new bike? Want to use one of our Interest Free finance options, and want to find out more about it? Then you should be able to find everything here. 

Buying your new bike with our 0% Interest Free Finance option could not be any easier to arrange. We offer the service in-store or through our website and takes between 10 to 15 minutes to complete. Completing the finance online is even quicker and typically given an answer straight away.

When you pop into either one of our Farnham, Petersfield or Walton-on-Thames stores, the process takes less than 20 minutes and you'll get an instant decision. When you are accepted, you could be riding home on your new bike within a few days!

Payment terms

We offer 5 payment terms, ranging from 6-months to 24-months. Applicants are required to be at least 18-years old, employed and a UK resident for at least the last 3-years to qualify. The length of the payment term also depends on the RRP of the product. 

Example of Interest Free Finance

Finance duration RRP of product Min. deposit (10%) APR Monthly Instalments Total amount payable
6-months £2300.00 £230.00 0.00% £345.00 £2300.00
10-months £2300.00 £230.00 0.00% £207.00 £2300.00
12-months £2300.00 £230.00 0.00% £172.50 £2300.00
18-months £2300.00 £230.00 0.00% £115.00 £2300.00
24-months £2300.00 £230.00 0.00% £86.25 £2300.00


Length of finance examples

RRP Max length of finance contract Deposit (%) APR
£450.00 - £799.99 6-months 10% 0.00%
£800.00 - £999.99 10-months 10% 0.00%
£1000.00 - £1499.99 12-months 10% 0.00%
£1500.00 - £1999.99 18-months 10% 0.00%
£2000.00 and over 24-months 10% 0.00%


If you're looking to enquire about a particular product on finance, be sure to get in contact via our Contact Us page.

Which finance provider do you use?

Our finance provider is V12 Retail Finance, who offer retailer Interest Free Finance in-store as well as electronically through websites. Their contact details are:

Telephone: 02920 468900

Email: customerservices@v12finance.com


V12 Retail Finance Limited

20 Neptune Court

Vanguard Way


CF24 5PJ